How much car insurance do I need in Michigan?
Michigan has unique coverage laws, so every driver needs a policy that meets state minimums — and often more to stay fully protected. LaTisha Moore Agency can help you understand your coverage options and find the right fit for your driving habits.
What’s the difference between full coverage and liability only?
Liability insurance covers damage you cause to others, while full coverage adds protection for your own car if it’s damaged, stolen, or totaled. Michigan drivers often choose full coverage to stay better protected on busy roads and during harsh winters.
What does home insurance cover?
A homeowners policy typically covers your house, personal belongings, and liability if someone is hurt on your property. In Michigan, winter storms, frozen pipes, and wind damage are common risks — so choosing coverage that reflects our local weather is important.
How can I lower my home insurance cost?
You can often save by bundling your home and auto policies, increasing your deductible, or installing safety devices like smoke alarms and security systems. LaTisha Moore Agency can review your current coverage and find ways to make it more affordable without sacrificing protection.
How much renters insurance should I have?
Renters insurance covers your belongings, temporary living expenses, and liability. The amount you need depends on what you own — but most Michigan renters start with coverage for at least $20,000–$30,000 in personal property.
Is renters insurance required in Michigan?
It’s not required by state law, but many landlords ask tenants to carry it. Renters insurance is an easy and inexpensive way to protect what’s yours — often costing less than a few cups of coffee each month.
When should I start thinking about coverage for my family?
The best time is before you need it. Whether you’re just starting a family, buying a home, or planning for the future, setting up coverage early can lock in better rates and peace of mind.
How much coverage is enough?
The right amount depends on your lifestyle, income, and family needs. A good starting point is enough to cover living expenses, debts, and future goals like college. LaTisha Moore Agency can help customize a plan that fits your life today and tomorrow.
Why choose LaTisha Moore Agency as your agent?
Working with us means getting real, personal help from someone who understands Michigan life — from winter roads to lake-effect storms. You’ll get faster answers, personalized coverage, and a partner you can actually reach when you need help.
How can I get a quote?
It’s quick and simple — just fill out the form below, and I’ll reach out personally to help you compare your options and customize your coverage.
👉 https://form.jotform.com/latishamoore01/insurance-quote